Rick Dumas is an independent Mortgage Planner licensed in the province of British Columbia.  Since coming into the business in 2001 he has qualified for the Accredited Mortgage Professional (AMP) designation and takes pride in looking beyond just arranging financing for clients.  Prior to becoming active in the mortgage industry, Rick had earned his Certified Financial Planner (CFP) certificate, and before that he was a realtor for 10 years.  By combining all of this experience and knowledge from a variety of fields Rick is able to provide a specialized Mortgage Planning concept to his clients. This takes into consideration many other aspects of one's financial requirements such as RRSPs, investments, rental property, retirement planning, etc.

There are many options to choose from and decisions to make during the mortgage planning process. The right financial advice can have a huge impact on your over-all results.  Mortgage Architects has access to more than 50 financial institutions including major banks, credit unions, trusts and other national and regional providers. This access allows Rick and his team the ability to offer mortgage solutions with features and options that meet your unique requirements now.  And they will work to develop ongoing strategies to help you manage your finances most effectively moving forward.

What does such expertise and access to a vast financial network cost?  It costs you nothing (priceless!!).  There are no arranging fees (oac).  Instead, the lender that you and he decide on together pays compensation for the services and solution provided, and only after your mortgage has closed.  And since Rick's business is built primarily through referrals from satisfied clients, your positive mortgage experience is essential to him!

Your mortgage is a big decision and a powerful financial tool.  It's in your best interest to have the most fully-qualified Mortgage Planner working on your behalf.  Talk to Rick or someone on his team today, to plan your next mortgage, or even to obtain a second opinion of your existing situation.